It's interesting to see how many cagey comments there are in response to this challenge. I am also a cagey commenter and have not set a specific target for my HP balance in 2026.

Right now I have 10,780 HP, so I would expect to have 12,000 HP by the end of the year based on current trends if all else remains equal... However, if the HBD debt percentage rises to a certain level, I will sell off my monthly interest income, putting 50% into HP. If that scenario were to kick in and continue for eight months or so - without actually triggering the haircut - then I could see myself ending up with 15,000 HP by the end of the year.

All the best, everybody!

DH
#InspiredFocus 🤔

!ALIVE
!BBH