Taking a medical insurance at the age of 25 feels like waste of money to the Gen Z generation. Right?
At this age mostly we are thinking of buying a car, planning a holiday, buying a house and all those things, no one is thinking of starting to save for retirement or investing in health policies as we all feel that there's lot of time for it. And trust me in my 20s even I thought the same way. I never thought that taking an insurance policy or planning for retirement was important at that point of time. But then problems don't knock our door and come they just come uninformed at any point of time and now at this age I feel that maybe I should have started planning for my retirement earlier in my life.
I also feel that for the new generation It's become very important to take an insurance policy at a very young age. The type of world that we are living in there are so many unexpected things that are happening. Youngsters and even teenagers are feeling stressed they get burned out so easily, the tolerance level is so low and so many heart attack cases that we you keep hearing of. There are so many diseases now which in my younger days I had never heard names of like I never knew what myasthenia gravis was until my husband got it.
I believe that Health Insurance is very important to be taken even for the younger generation. The benefit is that as you take it early in your life, the insurance premium will be very less compared to what you will take it at a later stage in your life. You also accumulate some bonus on not utilizing the insurance.
The most important benefit of taking a medical insurance at early stage in life is that you will be healthy and you will not have a problem getting the insurance. As we age there is a possibility that we will develop some kind of health conditions, some kind of ailments and then after that it becomes difficult to get a medical insurance. Nowadays, so many medical policies don't cover autoimmune conditions. As new diseases keep coming up. The medical insurance also keeps updating their policies they keep excluding certain conditions which cost them too much money.
We do not know in future how many ailments medical insurance policy will not cover so taking it at this point of time, when the exclusions are still limited it can be very beneficial for the future where may be what is covered now may not be covered in the future.
A little extra spending for now can be of great help for future.
Thank you for visiting my blog. 👼🏻👼🏻💖💖🌹🌺🌸
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