Hello everyone
I know there are many people among us who are still worried about money at this time. Where will the money come from, how will it come, just let it come somehow. And if this tension mixes with some compulsion, then a person has to think of something else, whether the solution is right or wrong, the person doesn't think. They are only concerned with money so they can solve their problem.
A person doesn't think at that time whether this method is wrong or right; they are only concerned with money at that time. Similarly, I have also gone through an incident when I needed money for some important work but my monthly budget had run out. Now, I wasn't someone who would resort to stealing or anything like that (we honest people have our limitations when it comes to earning money).
Anyway, I asked a friend, and he told me the name of an application that would give me a loan according to my choice after signing up. I was very happy and quickly downloaded that application. You know, when a person is engrossed in something, they forget the difference between right and wrong. I was just happy that I would get the money and my problem would be solved.
After downloading the application, they took some permissions from me which I happily allowed in my excitement and haste. After that, I easily got my desired loan, and I didn't even pay attention to their interest rate. I had taken the loan for one month, so I was confident that my new budget from home would arrive easily after one month, and then I would easily return the loan.
So far, everything was going fine because my problem had been solved, and I still had some money left with me. But the real problem started when I received a call from an unknown number after 15 days, telling me that I hadn't repaid the loan yet. I was surprised and worried because I hadn't taken that much loan, and neither had the time expired yet. I thought someone was trying to prank me, so I hung up the call.
But the real game started the next day when one of my friends called me asking where I had taken the loan from because they were receiving calls saying that I hadn't paid the loan back yet. He asked me why they were calling him if I had taken the loan. Now, this whole situation was going in the wrong direction. I needed to resolve it quickly. I tried to contact their helpline, but they didn't respond.
Now I was really worried because I didn't have the money to repay, and eventually, what I was afraid of happened. All this was happening because I had given them permission to access my contacts. The next morning, my dad called, and you guys can understand the rest. In short, my dad repaid the loan and sent me the money. He was saying that why not ask me when you ran out of money, wondering why I had taken a loan in the first place. Well, introvert problems, how do I explain to them...
But one thing I understood very well was not to trust such useless applications for taking loans. They charged almost 30% interest, and that too after only 17 days. This was very wrong, but the good thing was that they themselves resolved this matter for me by calling my dad. Otherwise, I don't know how high the interest rate would have gone in 30 days, and what else they would have done to me by calling around and defaming me.
Well, that's all from my side.
GOODLUCK AND BEST WISHES 👌
