I was reading @hopestylist's entry earlier today about the mobile bank app that has made life easier for her, and it took me back to the memory lane of how I’d gone through some hard times with issues relating to the bank and how I’d stayed in the queue for hours to get them resolved.
Before the existence of bank apps, I believe many of us would have stories and our experiences surrounding this before life was made easier. I also recall when mobile bank apps were introduced; I was reluctant to open one because I saw it as another problem to deal with - not even considering how our traditional bank systems operate here. You’d leave home as early as 7 am, only to be kept waiting late. It was very irritating and pissed me off then.
But now, it’s history for me because one way the mobile bank app called 'Opay' has relieved me is the issue of transfer. The transfer is being made easier so that you don't have to go through the aisle or stand at the ATM to withdraw money. Business traders now receive money via transfers now and all you need is a good internet connection to help you send money out and get your goods.
Another way this has become easier for me is with buying of airtimes and data seamlessly. In those days, I would have to go miles getting the paper airtime or looking for someone to do data for me. Days I would need data urgently to come online and would start waiting for my vendor to be active; sometimes, I could wait for over thirty minutes or an hour to get data. But when I discovered my mobile bank apps could do this in just less than a minute, I didn’t have to wait forever anymore.
I can’t remember the last time I bought airtime or data outside; even my ATM card has been unused for over two years now. The only thing that could take me to the bank would be either to renew my card or perhaps go on a different mission. But I haven’t stepped into the bank for a long while now.
Buying data and airtime on any of my bank apps has been so stress-free, and I love that. I could send data/airtime to people without delaying at all. And the beauty with my Opay bank app is that for every data or airtime I do, I get some bonus points which are accumulated and exchanged for cash or I could use them to top up my airtime or data. It’s so easy that way.
Also, another interesting feature here is how it’s easy to save money and earn interest. Honestly, what can be much better this way than these bank apps making life better for you and also helping you save and invest easily from the comfort of your home? You don’t have to wake up, get dressed, and go to a bank to save your money when everything is made possible online.
Images are screenshots from my mobile bank app
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