codingdefined in Ecency • 9 hours agoProvident Fund is The Only Retirement Fund for ManyProvident Fund or the PF is been deducted as 12% of basic salary from Salaried Peoples salary. And it is the same for everyone whether you earn Rs 10K or Rs 5Lakh. Now for a lot…codingdefined in Ecency • 2 days agoLife Time Free Card is Not Always GoodI have some of my Credit Card as life time free card whereas some of my card which are premium is being paid. Now the life time free card means that I don't have to pay any…codingdefined in Ecency • 2 days agoMixed Reactions from Indians For Gold Price SurgeIndians love gold and that's why a lot of household in India have large number of gold in their house. This is mainly because of dowry prevalent in India. For dowry, the groom…codingdefined in Ecency • 3 days agoTime is Form of MoneyWe fail to forget that time is much more valuable than Money. The money lost can be earned, but the time lost cannot be earned. If we don't value our time, no one will and…codingdefined in Ecency • 8 days agoInvesting as little as PossibleI was having a discussion with few of my collegues and found out that some are not investing at all. When found out that why is that, they are saying that they don't have money…codingdefined in Ecency • 9 days ago2 US ETF PortfolioPreviously I have revealed that is you want only one ETF portfolio then you can go ahead with VOO because that gives you the full market exposure. Now if you want more returns…codingdefined in Ecency • 10 days agoKeeping Cash in Hand is RequiredI have been completely using the Credit Card or UPI for all my payment. Be it Rs 5 or Rs 5K all my transactions were using the online transactions in that mostly I was using the…codingdefined in Ecency • 11 days agoBargaining PowerA lot of people think that bargaining is cheap but that's not true entirely. For example, if you are travelling somewhere and the rate is not normalized and if they ask you 2x to…codingdefined in Ecency • 12 days agoApril LPUD & Monthly Goals UpdateHive and Bitcoin has recovered a bit in the last week. Hive has gone up to $0.23 and Bitcoin is hovering around $85K. It is the fourth month of 2025 and we have one more…codingdefined in Ecency • 13 days agoMost People Are Using New Tax RegimeWhen the Finance Minister of India announced the new tax regime this year where you don't have to pay any tax upto 12 lakhs then a lot of people have started using the new tax…codingdefined in Ecency • 14 days ago20% Extra Than EstimateWhenever you plan for the holiday, have extra 20% extra because that happens most of the time. For example, whenever I go to the trip, my expenses goes up by more than 10 to 20%…codingdefined in Ecency • 15 days agoAudio Book is GreatWhen I used to study in school, I usually go to library to read books. Some academic books and some non academic. The price was quite less and I get to read so many books. But…codingdefined in Ecency • 16 days agoStock Market ManipulationThe last week was crazy, we have seen a roller coaster ride in Stock Market around the world. But it was highly manipulated by the President of US. I think it was pre planned, do…codingdefined in Ecency • 17 days ago5 Money Rules + Bonus TipsThere are 5 Money rules which actuallygetting forgotten by most of the people. The problem is people are so used to earn money and spend it, they actually forgot how they can use…codingdefined in Ecency • 18 days agoWhy Money Shouldn't be the Real GoalWe all want to earn lot of money, but when we reach to our goal we just increase the amount of our goal. For example, people at first wants 10 Lakhs per annum job then 20 lakhs…codingdefined in Ecency • 19 days agoGetting Important Info from RedditLately I am spending a lot of time on Reddit mostly because of the information I am getting from it. There are a lot of subreddits out there but mostly I spend time of some of…codingdefined in Ecency • 20 days agoBloodbath in the MarketEvery other indexes around the world have suffered a massive decline today because of the tariff war. This was the tweet in the today morning and since the US market has opened…codingdefined in Ecency • 21 days agoRecreational FundEvery month I keep 5% of my income as a Recreational Fund, this Fund is different than going out or other household things. This is pure fun activity which we as a family would…codingdefined in Ecency • 22 days agoIndia's Falling Household IncomeFrom the last 5 years Indian Hpusehold savings are constantly decreasing. In 2023, it was the lowest whereas in 2024 it was slightly better but still the lowest in last 50 years…codingdefined in Ecency • 23 days agoI am buying the DipIn one of my previous video, I have explained why investing in the US marlet directly is better option than investing via the Indian Market. This is because of the RBI…