One way or another, everyone is striving to make money. I consider with some certainty that virtually everyone wants to be financially stable or settled. Even for the sake of sustenance and the provision of basic needs of life, other things that could be considered as essentials and wants as well, people work and make some financial decisions. Beyond the reason of sustenance, people also tend to do all that hoping for financial stability.
Financial success and stability aren't just a wish. One must be willing to work, make efforts, learn some things about finance and make necessary financial decisions. This is when one would have to sit, think and consider their financial actions going ahead. Most times, people are encouraged to invest and/or save. It's always good financial advice I'll say. But then, it's not always as easy as said. Financial irresponsibility can set in, leading to recklessness.
Maybe not that even. Saving can be hard at times, especially when you have pressing needs. It could be some important bills to settle or even food to eat. One common statement on this matter in my part of the world suggests that only those alive can save. It's meant to be advice to use the money in savings, especially when it has to do with food and basic needs. It could be a helpful take, but with its problems also, as not all situations really warrant that.
Saving isn't that easy, but a necessary financial decision and responsibility that everyone who desires financial gain or to address their financial demands needs to take. Saving can be done without a plan or purpose at hand; it could be for the future, to avoid overspending, reckless or unnecessary spending, but I always say that savings should carry a reason. This discourages breaking one's savings to spend on other things, while promoting and encouraging discipline.
Also, find some restrictive medium, platform or channel to save through or with. As children encouraged to save, and we used a local savings bank then, which was helpful. It's something like the piggy bank popularly known. Currently, many other options have come in diverse ways, in digital forms even. You have Piggyvest, Cowrywise and the likes. With their different saving options, they've been instrumental in the saving journey of many.
Saving should be encouraged, even a child should be taught and encouraged in that respect. Saving is not just a financial decision, but an act of financial discipline and responsibility. The testimonies of the benefits of saving are there, and I'm one with such a testimony. Everyone then should be encouraged and intentional about this. Some didn't take it seriously and ended up regretting it later on. So, even if the savings seem small, try to save.
