The past two years my life have change by a lot financially, I have accumulated certain amount of wealth that I feel ok, Im not rich by any means but have enough for myself but its true at first I was cutting down all kind of expenses trying to accumulate more to the point it was painful sometimes, months latter now Im in a balance where I spend but in my case Im going to leave everything to my kids, I personally not a person of luxury and have gone through bad and good enough times that Im very simple myself