The only people in my life that I'm comfortable asking for help, whether it is financially or every other aspect, are my siblings.

You are so me here, Favour. I find it uncomfortable to ask people for help and the only people I can always turn to are my siblings who wouldn't fail me. My parents also taught us the value in contentment, it is why I make do with what I have and never get jealous of other people's achievements because I know when it's time for mine, it will surely come.

As for the loan, some people have this attitude of making you feel bad for borrowing them money but in the end, we are always left with lessons to learn and never try such mistake of loaning to some kinds of people. In fact, I don't borrow people money except the few ones I know will definitely pay; I'd rather dash you a small amount that won't pain me.