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RE: Loans: A Wise Financial Decision When Used Responsibly

As I mentioned earlier, taking loans is not all bad. It only becomes a financial disaster when we can’t pay back at the right time.

Lol. My man, this is what makes them bad in the first place. No matter how sure you are that you'll pay back on time, it's still risky because the future is uncertain. Anything can happen!

I'm just hearing about this JUPEB program, and yes it does sound interesting. I need to read up more about it.

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Absolutely, Hamza. The future is uncertain. However , my point is that before taking securing a loan, you should have a plan in place for repayment. It's better that way.