You have wrongly discussed a very important issue that every person should gain knowledge about in their life because in an emergency we forget many things, so we should be a little more careful than before and saving funds for emergencies is something that needs to be planned in advance. In fact, there comes a time in every person's life when there is nothing to do, that's when we have to look at those savings. Thank you very much for presenting this block of yours in a very beautiful way.