I'm glad an F5 tornado didn't send you to the land of Oz last night. Tornados are scary business!
Stable coins actually becoming stable is a novel idea, and honesty probably the right thing to do. If you say it's pegged to a certain amount you should have some backing. It's like in a casino, for every chip they have on the casino floor they have to have matching cash in the vault. Stable coins aren't usually a kin to playing in a casino, but with some of those disasters in the past the could be.
It won't affect HBD since it's not really a stable coin though, however, what if the SEC decides differently... Things could get interesting very quickly!
I didn't have much to put into XV either, so no payout for me on that one. Glad you made some money so far though!