There are many answers to the question posed in the title of this article. Any asset manager will surely give you a percentage, depending on an investor's risk tolerance. There's also that rule I was taught as a teenager: subtract your age from 100 to get the percentage.
It's been a few years since then, not too many, luckily for me. But it's been valuable experience as an investor, and my answer is very clear: 100%. That's the percentage.
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And why have I reached this conclusion? Simple: an investment portfolio is just that—an investment, and it's impossible to make money without taking risks. When you invest in a deposit or a government bond, all you're doing is preserving your capital from inflation at best, but not increasing your wealth. So you have to take risks.
The simplest way is through the capital markets, stocks. But nowadays there are more options, from classics like gold to more modern ones like cryptocurrencies. Gold is a defensive asset but also an investment asset because it tends to appreciate faster than inflation. You can also speculate with it, buying it during periods of stability and selling it during periods of instability. In terms of bonds, the only alternative is high-yield bonds. Tangible assets also exist, but these have low liquidity, so you have to be very careful. And of course, there are our beloved cryptocurrencies, which are a high-yield, high-risk asset.
What assets make up your investment portfolio?
Disclaimer.
This is not a purchase recommendation. I am not a regulated financial analyst. Under no circumstances should this information be construed as a recommendation to buy, sell, or hold a position.
You should be aware of the risks involved in investing and conduct your due research.
The information described here may not be accurate or may change at any time, so you should always check it.