Tbh, as much as anyone would like to lower it to <10%, it would provide no compelling case to anyone looking for such yields.

Just take MSTR's lineup of preferred stocks, STRK, STRF, STRD, and STRC. They offer an APR of 8-12%, have good liquidity, and are traded worldwide in the stock exchange.

Why would anyone want to put their money into a much lesser known and significantly smaller pool like HIVE? More risk, less rewards. It's dead from the get go.