End of the month - February 2025

in #leofinance23 hours ago


Total portfolio: £132462 (-11009)

Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:

Debt: 237 (-122)
External funds: ZERO
Car: No
Net Worth: £132225 (-22711)
Investments UK: £79685 (-23361)
Investments overseas: £1981 (same)
Cash: £13431 (+537)
Pension: £36860 (+468)

Passive income: £453 (19.88%)
Savings rate: 18%

Side hustle 2 profit (Royalties): £ 2.91
Side hustle 3 profit (Match betting): £0
Side hustle 4 value (Crypto): £453(All my funds invested in crypto were recovered)
Side hustle 5 profit (Focus groups): £0
Side hustle 6 profit (Internet):£0

Projects to follow up in 2024:

Hive - 20.84% completed (generated $311 this month)
Across - 31.92% completed (generated $150 this month)
Shares Account no.1 AJ Bell 10K - 20.14% completed
Shares Account no.2 Freetrade 10K- 13.71% completed
Cash 20K - 64% completed

Crypto decreased drastically after the Trump-Zelenski media circus took my net worth down by 20K. Other than that, I paid some of my Paypal debt, hopefully going to zero at the end of March. I booked loads of hotels, plane tickets and other stuff, having 3 consecutive holidays in January, February and March, but now we will take a break for April and May. Just work, work and work, with some potential additional part-time work on the horizon (extra money to go for shares, I think). The passive income was quite low compared to the previous months. I need to work on a 10-year plan to see how much I need to save monthly to retire at the age of 57. 10 more years to go, and I need to build enough funds to stop doing any physical work.

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I wish you a profitable, well-planned rest of the year!
G.

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that crypto drop really hurt for real. At least you’re paying off debt and stacking up for retirement, I'm happy to see this happening for you. Three holidays back to back is pretty awesome and I'm hoping the whole of March treats all of us better 🙏🥹🙏