The nest advantage is in property. The returns are more secure and retention of value.
Things like coffee and solar lose value over time.
Smaller than a property all lose values in one way or more.
The location of the property makes a difference. Someone will need to be the caretaker and ensure the property not vandalised.
I would say none of those at the top or as you suggest have the best interests in heart give me any time.
You got what I say after 2 conversations. 6 years talking to all the others. They may have knowledge, but they have very little intellect.
Put anything to industry to bring a return to the chain. That is as simple as I can put it.
300K out 2K a month back for infinity.