Is there even a thought to bringing about a Hive debit card and the incorporated system that would be needed

Back when we were still "steem" and blocktrades was facilitating quick easy conversions to various tokens, coins and fiat currencies, it was very easy to tether all that to a bitpay account and use their debit cards. That worked a charm, honestly.

The problem with "hosting" a debit card ecosystem is that it requires regulatory involvement in many countries, requires centralized and robust infrastructure to do everything from manufacturing and distributing plastic cards, registering them on clearinghouse and payment gateway systems and so much more that all requires a centralized body to some degree to facilitate and manage.

I think the spirit of your idea is the right kind of thinking, but I think dabbling in the stream of gubmint regulated industries like issuing debit cards may best be left to other entities outside our sphere and we merely need to make it easy to use them from our side.

All subjective and perhaps only marginally informed opinion on my behalf, but thats the beauty and the problem of solving ALL the problems, we all get to have opinions here - a progress blessing and sometimes a progress curse.