Now this is a sensitive topic kasi what if you put relationship and business together? Example pumasok ka sa business partnership with your kaibigan. And then sasabihin "sorry nagamit ko ang pera natin babayaran ko nalang" Then hindi naman nabayad. Kasi it is an emergency situation or short of money and needs to buy something.
Ako sinisiguro ko na laging may contract para alam nilang may pananagutan sila. Ang dali kasing bitiwan ng mga responsobilidad kapag alam ng tao na malulusutan nila.