RE: The Traveler’s Guide to Getting Around in Brazil

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RE: The Traveler’s Guide to Getting Around in Brazil

namiks in TravelFeed • last month

I picked up Metal before going to Turkey since my UK bank charges stupidly high fees for any international payment. I would've paid more in fees than the cost of buying bread. Back then Metal was much cheaper, so it wasn't so bad. It was only recently they increased the prices and removed cashback and introduced air miles.

If I wasn't still in a foreign country I'd ditch it. Their savings accounts pay a good 4.5% on GBP which is quite high and paid daily which is another decent addition. But yeah, if you aren't travelling a lot then Metal is just a waste of money per month.

last month in TravelFeed by namiks

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godfish last month

I can change the plan anytime if I need anyway ;)

Are there no alternatives? I've heard Wise is challenging Revolut lately.

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namiks last month

Wise probably is the best competition they have, but if I recall Revolut had a slightly better deal with a few of its features. With the savings accounts and their rates, as well as the ATM withdrawals which are free in every country (up to a certain amount depending on your plan or if the bank ATM itself operates on a fee structure).

It all depends on what sort of person you are, how much you travel and whether you're someone that has a lot of idle cash that could generate a nice yield on USD/GBP. Also if you want to hold some stocks given they offer that (not sure whether Wise does offer US equities). As far as Revolut as a service goes though, I've had no actual issues with them as a bank. They recently got some UK approval too so they're even more regulated.

Also worth noting that with enough capital in the savings, that'd cover the monthly fee albeit allocating some of that monthly generated yield that could've been saved potentially elsewhere with any other bank that may offer savings accounts.

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