Taking an education loan is a bad idea. I'm speaking form personal experience. There is no guarantee that you will get a job that can deal with both your living expenses as well as loan EMI on time unless you are a brainiac who can easily get a really good job otherwise you will just be a guy working to pay his debt in your youth instead of having some fun while you are young.
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I agree with your perspective too. But we shouldn't stop our further education because of this burden.
That is true brother, I do have to pay a huge home lone 😔 and some other small loans from people as well. Not sure how long this is gonna take.