Wow if only this was taught at school but obviously the system we are on doesn't want us to have this knowledge, I have two sons and this is something I have been thinking about on how to do this since it's delicate and might even go wrong, back when I was a kid nobody not even when growing up though me this things, yeah everyone says don't spend it all but it's not that easy, there are other things to consider like discipline and conviction to achieve financial goals