Yep, @jk6276, I learned the lesson of "dry powder" during the split from ... "those other guys" ... and wrote a post about it.
I swore I would never make that mistake again. While always a bit of a balancing act, so far, so good!
P.S. I have also experimented on various ways to get "dry powder" in from outside Hive. I hope I live long enough to some true DexFi functionality here on our Hive blockchain, as that will be a red-letter day, for sure!