Such a beautiful thing to see from something like Morgan Stanley! With more institutional "backing", tools for adoption of stablecoins should become much easier. The only thing that concerns me is just how decentralized Hive/HBD could stay. I had spent a little time looking at the whitepaper when Steem released, but it's a bit over my head. Does it benefit the chain for more individuals to run nodes or are there safeguards to prevent centralization leading to nefarious actors? In general, this is a huge boon, and I expect more people will start paying attention, even if they don't broadcast it as clearly as MS did.