HBD peg will indeed break hard when the biggest holders try to dump. The other reply makes a valid point. Those accounts just keep leaving it to keep compounding, that said they will never likely get it out at a dollar value. The volume is way too low for it to not breakdown when the biggest holders try taking out serious numbers. So yeah the APR keeps going lower but that’s not the main issue. The peg is very weak, it’s just lack of heavy withdrawals keeping it from being an issue. It’s a time bomb. I only keep a few hundred HBD in there for brief periods to earn while I wait to withdraw.