It is not easy to keep the value of a second layer token and that can hurt a lot during bearish times. In my opinion holding a stablecoin like HBD, putting it at work into Savings for 15-20% is a way to retain and even peg the second layer token to the desired value. And through reinvestment of additional earnings in different other tokens could boost up the market price as well.

I considered launching myself a second layer token and I said to myself that if I would do that I will ensure that its price doesn't go under a specific value by having collateral assets more valuable than the "peg".