You see all those loan apps, I have never tried it but I know that some people take loan from that means without any plan of paying back. So if such people are being dragged on the Internet, that suits them
The one time I got an emergency loan from Gtbank was so smooth just like your mum's experience...one, the money saved life, secondly, the payment was through my salary.so I don't get to receive complete salary each month.. Gtbank will take theirs while I manage the balance
But..I have gotten an uncalculated loan from my brother..oh nkem, learn!!!🤦🤦