I have learned to say no to pressure purchases and to focus on needs before wants

That's sooo good fam 👏 👏 👏

I am choosing consistency over pressure and realism over competition.

Ufff really great line!

I plan to save from every income, no matter how little it seems

This is really important to understand. I learned that we should use percentages instead of fixed amounts. For example, people decide to save $10 each month from an income of $100, but if the income increases they keep saving only $10.

So, what we should do instead is to decide with percentages, like you'll save 10% of your income. If you receive $100, $10 goes to savings, if you receive $200, $20 goes to savings. That way your savings increase with your income, and you achieve your goal faster.

Staying out of debt makes saving easier, and saving helps me avoid future debt

Yep, it's a loop