I use a multi indicator thing as well to tell where we are at in the market.
https://colintalkscrypto.com/cbbi/
Everything pretty much points to having that extra surge for BTC. I'm personally only banking on 120K but like you said with all the massive amounts of printing we can see the repercussions of that still hit the markets before the bubble bursts.
I like your thinking about the minimum it would cost you to survive each month currently. Our scammy monetary system gets us chasing to higher numbers as inflation erodes at real value. I don't compromise on health and nutrition. I always try to eat good food, get plenty of sleep, lift heavy, and control my time as much as possible.
All the things beyond that are extra for me.