The year 2025 started smoothly with strong hopes and plans. I was completely debt-free by the end of January and had started improving my savings, I was also invited by my friend to join a group of four, where the four would come together to pull funds together in the form of monthly contributions for the sole aim of raising capital to venture into a profitable business on the long run. Each member has the right and duty to suggest a business idea and also do good research to bring to his idea in the form of a business plan to the members who serve on a board of the group, leaving the house to decide on a majority vote basis on whether or not the business idea is viable and to either accept or reject the proposal.
As one of our business initiatives, we started lending out money from our contribution to borrowers from the little we had contributed for a profit of 15% monthly, so far, this has been going well, having made some profit and a long-term savings plan at the same time. This profit generated is being pulled back into the business and by the end of each year there is a calculation of dividend which will be shared with the members, 60% pulled back as additional investment and 40% shared among the members.
On another note, one of my goals for the year is to make a strong impression in the hive blockchain by increasing my presence here through singing and writing in various singing as well as writing communities. This will help me develop a hobby in writing and singing, and in the long run, improve my writing and singing skills, also earning some money for my time and effort. Although this journey has not been easy for me, it is evident that there is a daily improvement in my act and this gives me the morale to do even more.
My plan for the hive blockchain is to invest seriously in its development and believe me, I learn every day about how the hive community operates. I found this community long ago but couldn’t figure out how to engage in the community, not until recently figured out what I was meant to do to become a member and earn the right to fully participate in the community.
Among my plans for this first quarter was getting myself a laptop that would serve me better to upskill but unfortunately for me, I fell ill within the first quarter and had to use the funds saved up for that purpose. This brought a fallback to my plans forcing me to push my plans into the second quarter.
Apart from the above challenge, everything is fine and good, leaving every day to be better than the previous day, in hopes and the aspiration that my dreams come through and my plans work out well in the end.
My name is @rishagamo, thank you for reading my post which is in response to the weekly featured content “Week 161 Episode 01- The First Quarter”
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